This homestead protection protects one's home from the claims of most creditors. Further, if one dies leaving minor children, then the home cannot be devised (giving property away in one's will) or sold.
As with everything in the law, the homestead protection is not black or white. There are many interpretations based on a case to case basis. In a recent Florida case, the court held that a house owned by a decedent and his mother as joint tenants with right of survivorship was not homestead property for purposes of the administration of decedent's estate.
Although the decedent had minor child when he bought the house with his mother, the deed to the property was titled between decedent and his mother as joint tenants with right of survivorship. The court held that upon decedent's death, his interest in the property terminated, and it became the sole property of his mother as the surviving joint tenant without any life estate for the benefit of his children.
Confused? Join the crowd. Homestead status and homestead protection is a complex legal doctrine, and it is best to discuss your individual circumstances with a Jacksonville Probate Attorney.