Florida’s homestead protections are renown throughout the country for the great homestead protection laws that protect state residents. These laws are found in Florida’s Constitution and offer key protection in three different ways. The state constitution offers protection from creditors, tax exemptions, and transfer restrictions to protect spouses.
Homestead Protection From Creditors
Article X, Section 4 offers Florida exempts the homestead property from creditors. This means that a creditor cannot force the sale of a homestead to satisfy a judgment. Florida courts have graciously expanded the meaning of homestead to include a house, condominium, a manufactured home, and mobile homes. The Florida Constitution defines homestead as one’s principal place of residence including up to one-half acre within a municipality and up to 160 contiguous acres outside a municipality.