To date, only a very small percentage of loans have received modifications. And, even those modifications are only good for number of years. At the end of the modification term, the loans revert back to what started this mess in the first place. Where will you be then? If you…
Many Jacksonville Foreclosure Lawyers see the poor attempt by banks to do loan modifications. Loan Modifications are in the news in Jacksonville Florida where it appears that many have been told to stop making payments to be eligible for a Mortgage Modification. Once individuals stop making payments, the banks have…
as a Jacksonville Foreclosure Lawyers who also practices Florida Probate Law I see many Florida Estates where the decedent’s home has negative equity. If you are appointed the Personal Representative of a Florida Probate you should explore Florida Foreclosure Defense. You may have a fiduciary duty to do so and…
As a Jacksonville Foreclosure Lawyer its important to understand the difference and benefits of a Judicial Foreclosure state like Florida over a Non-Judicial Foreclosure state like California. Florida law requires that the lenders and mortgage companies seek a court judgment that allows for the foreclosure. This type of foreclosure is…
Duval County was one of the top locations in Florida for Foreclosures in Florida in September 2009. With over 55,000 foreclosures in Florida this month Duval County Ranked number 7 in the state. Jacksonville had 2299 Jacksonville Beach had 64 Atlantic Beach had 45 Neptune Beach had 12 This year…
Jacksonville Foreclosure Lawyers from the Law Office of David M. Goldman PLLC will be attending a workshop in Jacksonville Florida on Defending Foreclosures in Florida on Friday November 6th. April Charney, a nationally recognized foreclosure expert will be featured at the foreclosure workshop. The Program will include * Federal and…
Florida Foreclosure and Loan Modification Question I’ve been served with a complaint for foreclosure, but I have been working with my mortgage company on a loan modification, do I really need to respond? Response It is important to respond to any complaint timely to preserve your rights. The Summons you…
Mortgage Default Letters. We are often asked what should you do once you receive a letter that states you are in default of your mortgage. If you have received a Notice of Default you can send a debt verification letter to the entity you are making payments to. You can…
Will Contest Clauses are generally included to prevent children or beneficiaries from attempting to dispute their portion of an estate. In some states they are valid and many others like Florida they are not valid by statute. Given that a No Contest Clause in a Will is invalid in a…
A Florida foreclosure can start anytime after the borrower defaults on the mortgage term. Most lenders will start the Florida Foreclosure process when payments are 3-4 months past due. If you do not defend your foreclosure, you can lose your home within 150 days after the Florida Foreclosure lawsuit is…